SIP vs Lumpsum Comparator

Compare SIP and lumpsum investment outcomes side by side

Total Investment Amount

₹10,000₹1,00,00,000

Expected Annual Return

1%30%

Investment Period

1 years40 years

SIP Monthly

₹10,000

SIP Final Value

₹23,23,391

Lumpsum

₹12,00,000

Lumpsum Final Value

₹37,27,018

Difference₹14,03,627

Lumpsum earns more because the entire amount compounds from day one.

Related Calculators

SIP

Estimate returns from systematic monthly investments

Lumpsum

Estimate returns from a one-time investment

Goal

Find out how much to invest monthly to reach your target

These calculators are for illustrative purposes only and do not guarantee any returns. Actual returns may vary based on market conditions and fund performance. Mutual fund investments are subject to market risks. Read all scheme-related documents carefully before investing. MFSetu is an AMFI Registered Mutual Fund Distributor (ARN: 254983).